Complaint & chargeback router.

Work out whether your next move is a merchant refund request, card dispute, fraud report, bank complaint, telecom complaint, CFPB complaint, FCC complaint, FTC report, BBB complaint, platform dispute, or state attorney general route.

Rule: the strongest complaint is boring and documented: date, amount, company, proof, timeline, requested fix.

Problem details

What happened?

Payment method

Company type

Have you contacted the company?

How long ago?

Amount at stake

Proof available?

Active harm?

Optional anonymous note

This is general information, not legal, financial, banking, credit, or consumer-protection advice. Rules, deadlines, evidence standards, and regulator routes vary.

What this tool is really doing

People search for “chargeback,” “dispute charge,” “BBB complaint,” “FCC complaint,” and “CFPB complaint” because they are stuck. The useful answer is not always “file a chargeback.” Sometimes the right move is merchant first, bank first, platform dispute, fraud report, regulator complaint, or written escalation.

Chargeback routerWhen card dispute makes sense and when it is weak.Dispute charge checklistEvidence, dates, bank contact, and what to say.Merchant won't refundRefund request, escalation, dispute, and complaint path.File a complaint routerBBB, CFPB, FCC, FTC, state AG, platform, or company escalation.CFPB complaint guideBank, credit card, lender, debt, and credit reporting complaint path.FCC complaint guidePhone, internet, cable, robocall, and telecom complaint path.